Looking for creative ways to gift money? Look no further! I am the captain of lazy gift-giving. That isn't a personal criticism, though. I truly believe that cold, hard cash is one of the very best gifts to dole out or to receive. Everybody wants it, nobody will ever return it and it comes in any size.

9 ways to gift money to kids (super-cute ideas for giving everything from foreign currency for an upcoming trip to college saving plan donations in clever ways)

Best of all, there are a ton of ways to gift money to kids while actually teaching them valuable life skills such as budgeting and saving.

Ways to Gift Money and Teach Kids Important Lessons

9 ways to gift money to kids (super-cute ideas for giving everything from foreign currency for an upcoming trip to college saving plan donations in clever ways)

Give a piggy bank full of foreign currency if they're taking a trip with family overseas anytime soon. Coins from other countries are always fascinating for children, and it makes a good conversation-starter to talk about how things like money and measurements vary from country-to-country.

Hide it in an empty box of chocolates. You never know what you're gonna get! Although in this case, I have a hunch it'll probably be $1's and $5's.

Wrap dollar bills around crayons, then put them back in the box. Kids may be momentarily disappointed thinking they're just getting crayons and then – surprise! – cash money, yo. The lesson? Things aren't always what they seem.

Put it towards their future. We're still working with Scholarshare, and an excellent gift is to set up a 529 college savings account with them. Afterwards, print out the account information and gift money to kids along with the statement and hand it over in a pouch with pencils and other school essentials. Preparation is the key to success!

9 ways to gift money to kids (super-cute ideas for giving everything from foreign currency for an upcoming trip to college saving plan donations in clever ways)

The only thing better than money is wrapping it up with even more money. This idea is also perfect for gift cards or printed vouchers, and it's an excellent example of creatively thinking outside of the box.

Fill a scrapbook with cash, gift cards and lotto tickets. It's a big book of happy that they'll learn to safely store and use over time.

Put it in a clear Christmas ball ornament and hang it from the tree. Patience is a virtue.

Make candy coin rolls. Good things come in small packages.

Frame it. This could also be done with savings account confirmations! This cute solution is a visual reminder that you have to set your sights on your goals and envision them coming true.

Ready for gift-giving season? Here are 9 super-clever ways to give kids COLD, HARD CASH.Click To Tweet

With the holidays coming up, now is definitely the time to start crossing off those lists. Think about gifts for your nieces, nephews, neighbors and – of course – your own children.

What are your favorite ways to gift money to kids?